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Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. Here are some answers to common questions about long-term care insurance to help you figure out if it’s right for you. Reference: https://lifehappens.org/long-term-care-insurance-101/
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Long-term care insurance often provides coverage for costs associated with personal care when the covered individual is unable to perform activities of daily living such as bathing, eating, dressing or toileting. Long-term care insurance may also assist people in need of skilled care because of a prolonged medical condition, a disability or a cognitive impairment, such as Alzheimer’s disease. Reference: https://scc.virginia.gov/getattachment/c2f1f25a-ad7d-4ae7-b0dd-7b3ca7750a7f/ltcfacts.pdf
J&C Healthcare is Achieving Excellence in Client/Family-Centered Care
The Federal Long-Term Care Insurance Program (FLTCIP) provides long-term care insurance to help pay for costs of care when enrollees need help with activities they perform every day, or you have a severe cognitive impairment, such as Alzheimer's disease. https://www.opm.gov/healthcare-insurance/long-term-care/
J&C Healthcare is Achieving Excellence in Client/Family-Centered Care
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